The information on this website is for information purposes only. It is believed to be reliable, but the author does not warrant its completeness, timeliness or accuracy. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice.


The author, her employer or any suppliers may discontinue or make changes in the information, products, or services described herein at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only, and the author does not undertake any obligation or responsibility to update or amend any such information. The author reserves the right to terminate any or all website information, offerings or transmissions without prior notice to the user.


The advice and strategies contained in this website (investment or medical) may not be suitable for your situation. The author of this website does not dispense medical advice or prescribe the use of any technique (including the assessments/tests provided in this website) as a form of treatment for physical, emotional, or medical problems. In the event you use any of the information, techniques, assessments/tests and strategies in this website for yourself and in your investments, the author, her employer, and the publishers of her books assume no responsibility for your actions. No liability for any damages arising here from shall be assumed by the parties above.



Terms of Use




www.waiyeechen.com is owned by the author, Wai-Yee Chen. This website is provided independent of the employer of Wai-Yee Chen, Ord Minnett Limited (AFSL 237121).The use of this website is governed by this Terms of Use Agreement, Privacy Policy and Disclaimer and your access to this website is conditional upon your acceptance and compliance with these terms found on this and other pages of this website. Wai-Yee Chen reserves the right to alter or update these terms and conditions at any time and you should periodically refer to this page to review the changes.


Accepting the Terms of Use


Your access to this website constitutes your agreement to be bound by the Terms of Use Agreement, Policies and Disclaimer (and any changes or amendment thereafter) of this website, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If these terms are not acceptable to you, you should not be using this website.




All materials, content, assessments and logos/images used and displayed in this website are protected by copyright, trademark and other intellectual property law and are owned by Wai-Yee Chen.




Users of this website are responsible for protecting their user login IDs and passwords (where applicable) and should there be any compromises, should be reported immediately by sending an email to waiyee@waiyeechen.com. The information contained in this site is for personal use and is prohibited from being copied, emailed, reproduced and downloaded for third parties or for commercial purposes without the prior consent of Wai-Yee Chen. Where there has been a breach of these terms and conditions, Wai-Yee Chen reserves the right to terminate the users’ access to the website and subscriptions to materials and Newsletters on this website. In the event of a termination by us you agree that we shall have no liability to you. All disclaimers and limitations of liability will survive the termination.




You must indemnify and hold harmless Wai-Yee Chen and her firm or any suppliers and content contributors and providers and keep them indemnified, against all loss, actions, proceedings, costs, expenses (including legal fees), claims and damages arising from:
(a) any breach by you of the Terms of Use Agreement; or
(b) reliance by you on any information obtained through the website; or
(c) your access to the website; or
(d) reliance upon or use of any content by any person accessing any content through your website.


No investment advice


All content provided in this website is of a general nature and does not take into consideration user‘s specific investment objectives, financial situation and particular needs. Investing or trading particularly in options is not suitable for all investors. Users need to seek their own independent professional investment advice before relying on any of the content in this website. Information on this website cannot be used without proper investment advice and should not be relied upon for investment decisions. Acting or failing to act based upon the basis of the content in this website with or without the advice of a licensed investment adviser is entirely at your own risk.


This website does not provide and must not be construed as providing recommendations in any financial products. Content in this website is for information only and does not constitute and must not be construed as an offer or invitation to purchase, take up or sell any securities, options or other financial products.